Mortgage Cadence News

51‐60 of 83 Results

  • 12/22/15

    Technology is changing faster than ever before. While it took 38 years for radio technology to reach nationwide adoption, it took Facebook just a year and half. Change is difficult, and this ever-increasing acceleration can be challenging to navigate. Read More »

  • 11/20/15

    My wife and I recently closed on our eighth (and hopefully last) home purchase. This purchase, combined with the places we’ve rented, brings our total address count to about fourteen in just thirty years. That’s more than enough for a lifetime! Read More »

  • 10/19/15

    TRID has been all consuming for the past two years now. Top executives gathered at the Fifth Annual ENGAGE Event to discuss what happens now. What will the mortgage industry be like now that TRID is a reality? Read More »

  • 09/23/15

    There was good news a few weeks ago for mortgage lenders. In late August 2015, the Mortgage Bankers Association reported that the all-in cost-to-close for mortgage loans decreased from $7,195 to $6,984, a total savings of $211. Two hundred bucks might not seem like a big deal, but it is, for several reasons. Read More »

  • 09/21/15

    We still have more time to deal with TRID before the industry will need to refocus its attentions on what’s next, but HMDA and Fair Lending are the candidates most likely to be affected by reform. Read More »

  • 09/12/15

    Every organization strives to serve its customers at a world-class level; however, taking customer service past the concept of a “help desk” is often an afterthought. Most companies view support as something similar to the 1990s Maytag commercials, where the lonely repairman is waiting for someone to call so he can spring to action. As a result, support is often seen as a cost — a necessary but basic function that does no more than resolve individual customer issues using entry-level employees. Read More »

  • 08/21/15

    For Accenture Mortgage Cadence, August represents a month of reflection. August 31st is the end of our fiscal year, marking the unofficial beginning of our forward outlook for the year ahead. The second half of 2014 and the first half of 2015 have certainly been unique for the mortgage industry. The TILA-RESPA Integrated Disclosure (TRID) rule was supposed to go into effect this month, and it is clear that the refinance era is over. This means lenders and technology vendors alike are winding down on their TRID efforts and beginning to look to the future of their business. We like to think of this new beginning as a transformational era; we are sure it will be an era unlike anything we’ve seen before. Read More »

  • 07/31/15

    MBA NewsLink recently posed questions to Trevor Gauthier, managing director of Accenture Mortgage Cadence, Denver Read More »

  • 07/15/15

    Mortgage lending productivity decreased in 2014. With refinance subsiding and purchase loans taking over, community banks are looking at ways to expand market share in order to see loan officer productivity (number of closed loans per employee) rise. This year we have provided a variety of tools including our Millennial Marketing Guide, ideas on reaching the investor market, and, this month, the results of our Realtor® survey. The real estate community is a fantastic catalyst as well as an essential market whenever purchase-lending dominates the market. They are every community banks’ secret weapon for increasing market share. Read More »

  • 06/22/15

    Community bank mortgage lending takes on many shapes. Every community bank has a unique set of processes, products and supporting technology, so what are the unifying factors that all mortgage lenders should watch to determine their performance? Read More »