Our vision is to be the last lending solution our clients ever need through our commitment to partnership, service and technological innovation.
Profitable lending doesn’t happen with technology alone; it takes both humans and machines working seamlessly together to execute on your unique strategic plan.
Since 1999 Mortgage Cadence has been providing lenders not just with great technology, but also with the expertise to design & optimize workflows, instill best practices, and measure and monitor the key metrics for profitability.
Mortgage Cadence provides everything you need to seamlessly move your borrower, your team and all the required data, in harmony, from application through to post-close.
High performance lending begins...
When you consistently measure and monitor the simple metrics that pull the profit lever.
When your team members are focused on being great brand ambassadors.
When your team works collaboratively to manage efficiencies between people, process and technology.
When your process aligns with your strategic goals to gain market share.
When you trust the technology to do the job it was designed to do so that you can focus on the things we humans are great at, like creating connections.
This is what we help you do.
Through six years of benchmarking and optimization reports, we have learned that success in the lending industry relies on investments in three key areas:
Your most valuable asset are your people and high performance lenders hire people who adapt to how they work in a changing market, are nimble in their thinking, understand how the technology helps them work smarter and share values around being great with customers.
There is a new way of organizing your work that will lead you to extraordinary improvements in your speed to close. We have the tools and a clear process that helps your team break free from the human tendencies that get in the way of innovation.
Hands down, the best loan origination software should provide you with one system of record with all data fully integrated into the platform, from origination to post-close. Anything less will create a maintenance nightmare.
Our six-year benchmarking study highlights the work Mortgage Cadence has done to guide our clients into rethinking the way they lend. We study our high performers and share their best practices with our clients so that they too can move into higher profitability. Regardless of size or type, these KPIs provide a baseline for productive conversations about product mix, marketing strategies and operational fine-tuning. We’ve studied not just the results, but the strategies that drive those results.
Here is the great news, these teams are just like yours and everything they are doing is duplicable.
Productivity
Why it matters
Velocity
Why it matters
Pull Through
Why it matters
Borrower Share
Why it matters
Cost-to-Close
Why it matters
75% of Mortgage Cadence clients outperform the MBA Productivity average of 1.9 loans per team, per month.
The only loan origination solution that drives profitability.
High Performance Metric #1: Velocity
Every moment someone in the lender’s shop is working on the deal the company is accruing costs. The longer it takes, the higher the cost-to-close and the lower the profit the lender will receive from the deal.
Taking the Guesswork Out of Lending Performance
Seven years later and our ongoing study goes well beyond illustrating technology’s role in mortgage lending. It sheds light on the impacts of people and process in the lending equation.
Increased Member Share Begins with Being “Borrower-Obsessed”
“You’ll only make the mortgage if you reach your member at the opportune time.”
