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The industry ideas, tips, and trends we're currently musing on

Patriot National Bancorp and American Challenger Development Corp. agree to merge and create largest digital challenger bank in America

Patriot National Bancorp and American Challenger Development Corp. agree to merge and create largest digital challenger bank in America and select the new Mortgage Cadence Platform to create a truly differentiated customer experience.

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Recent highlights

News
Patriot National Bancorp and American Challenger Development Corp. agree to merge and create largest digital challenger bank in America

Patriot National Bancorp and American Challenger Development Corp. agree to merge and create largest digital challenger bank in America and select the new Mortgage Cadence Platform to create a truly differentiated customer experience.

Read more
Blog
Thinking M&A: Is It Time to Act?

What M&A considerations should lenders be discussing with their partners to decide if it's the right time to buy or sell?

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Blog
3 Strategic Considerations for Lenders

What strategic considerations should lenders be discussing with their technology partners as they plan for the new year?

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Blog
Setting the Right Time‑to‑Close

Time-to-close has been linked to borrower satisfaction, but should it be? It makes more sense to promise on-time closings.

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Blog
What Mortgage Borrowers Want

What do mortgage borrowers want? Research from the real estate side of the market suggests the top three things buyers are looking for.

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Blog
Is the Housing Market Finally Turning?

As the housing market slows, will we see a down turn in the mortgage industry, or will it simply return to normalcy?

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Blog
Using Technology to Make Stronger Member Connections

Technology makes operations faster and automation reduces costs, but how can Credit Unions use technology to strengthen member connections?

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Blog
Will Home Buyers Give Up on a New Home?

Home purchase sentiment falls again, leading some to wonder if home buyers will just give up on purchasing a home...at least for now.

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Blog
Who Will Win Real Estate in 2021?

Some say that home builders will win real estate in 2021. That may or may not be true, but lenders who can work with them will certainly win.

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Blog
The Post M&A Mortgage Tech Stack Shakeout

After a merger is complete, mortgage executives will have to manage the post M&A mortgage tech stack shakeout if they want efficiency.

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Blog
The Post M&A Technology Challenge

Mergers and acquisitions activity is soaring, but to be successful the new combined company must overcome the post M&A technology challenge.

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Blog
What we really mean by AI in Mortgage

Many people talk about artificial intelligence, but when it comes to mortgage they don’t provide clarity. We explain the real power of AI in mortgage.

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Blog
The rise of AI in mortgage

Other industries have been employing AI for some time, now it is finally coming to home finance. We are now seeing the rise of AI in mortgage.

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Blog
Refocusing on Lender Needs after URLA

Now that the hard work of URLA implementation is done, mortgage technologists can get back to the rewarding work by refocusing on lender needs.

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Blog
The Tools Top Originators are Investing in Now

What technologies are top originators investing in to prepare for the upcoming market?

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Blog
How Wholesale Lenders Really Attract Brokers

There are three criteria that the broker needs to consider when deciding what wholesale lenders to sell their production to: interest rate, product mix and process.

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Coffee with Cadence
Coffee with Cadence ft. LoanBeam

On this episode of Coffee with Cadence we check in with Jerry Melia of LoanBeam to discuss self-employed borrowers.

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Blog
A New Wholesale Lending Opportunity

The market is offering lenders a wholesale lending opportunity that will allow them to continue to grow in a slowing market.

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Blog
Lending Document Management Comes of Age

Due diligence firms are getting busy, which has created an interesting opportunity for lending document management technology.

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Blog
Loan Product Innovation is Returning to the Market

After nearly a year, Mortgage Cadence is seeing loan product innovation returning to the mortgage industry.

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Blog
Will Rising Home Prices Impact Affordability?

Home prices are on the rise everywhere and it’s having some impact on affordability, but nothing like housing inventory.

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Accelerated Closing
Serving the Underbanked and Unbanked ft. FormFree

Join us for a conversation with FormFree’s Founder and CEO to discuss how technology is a great equalizer, creating visibility into untapped metrics that lenders can use to measure a borrowers ability to pay.

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Blog
Will Slow Economic Growth Hurt Housing?

Although the economy is recovering slower than many wish, it seems to have little impact on the mortgage business for now.

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Blog
Is it Time For Banks to Double Down on Tech?

It is now time for banks to double down on tech spending and those that do it right may be more successful in 2021.

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Blog
The Return to a Normal Mortgage Market

How will we return to a normal mortgage market in 2021? This post provides some of the risks the industry faces as we return to a more normal mortgage market cycle.

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Blog
Focus on Lender Priorities for 2021

As industry leaders define lender priorities for 2021, they are focusing on three important areas: their people, their process and their technology.

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Blog
How Credit Unions Master Member Satisfaction

How do leading credit unions find the right mix of people, process and technology to make their members happy?

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Blog
Affordability Concerns on the Horizon

Affordability is about consumer buying power (wages) and housing prices. They are both rising but are not in step. Fortunately, a bigger trend, housing inventory, is dampening the negative impact of high prices.

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Blog
How Leading Credit Unions are Changing to Meet Evolving Consumer Needs

Find out how leading credit unions are developing digital strategies to meet the needs of their members.

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Accelerated Closing
Optimize the Valuation Process in 2021 ft. CoreLogic

Appraisers play a critical role in lender's main concerns: collateral, capacity and credit. Check out our next episode of Coffee with Cadence here to learn how lenders can optimize their valuation process in 2021 with CoreLogic's Chief Appraiser, Shawn Telford.

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Blog
Applying Technology to CU Member Satisfaction

Credit unions' unique approach to customer service helps them stand out against large financial institutions. Read on to find out how leading CUs use technology to improve member satisfaction.

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Blog
Expanded Partnership Makes CoreLogic AVMs Available Through Mortgage Cadence LOS

"This partnership delivers increased efficiency for lower cost origination and enhanced valuation tools for improved risk mitigation during the process."

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Blog
Answers to Persistent URLA Questions

Is your institution ready for the mandatory URLA effective date? Our experts have answers to your lingering URLA questions.

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Exceptional Borrower Experience
Simply the Best: The Keys to Credit Union Success

What keys to success set credit unions apart from their competitors? Read on to hear from three of the credit unions recognized on Forbes' list of America's best credit unions.

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Blog
FHA Loan Limit Increases and Lender Risk

"If FHA delinquencies continue to increase, you can count on the agency to engage forensic quality control experts to conduct reviews. An effective process for FHA loan originations and the technology to back that process up will be imperative to protect lenders in the future."

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Blog
How to Minimize Buyback Risk in 2021

"Given the variables driving today’s environment, high-quality loans and surpassed capacity-limits, may continue, lenders can minimize their risk of buybacks by keeping their regtech in top shape."

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High Performance Lending
Mortgage Lender Success in 2021

"The mortgage lender’s technology stack is critical to the lender’s ability to reduce overall operating costs. Even more important than the capabilities themselves is the team of technology experts standing behind them to support the lender."

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High Performance Lending
How the Pandemic will impact Real Estate in our Cities

"Communal offices will see a comeback... However, it probably won’t happen quickly. There will be a period of time when much of our commercial real estate is empty. This is a real opportunity."

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High Performance Lending
Lenders Prepare for an Uncertain Future Mortgage Market

"This is a fantastic opportunity for lenders to be recalibrating with technology partners to ensure they have right capabilities configured... and the lender is taking full advantage of their partners’ technology innovation."

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High Performance Lending
Our Cyclical Market Favors Prepared Lenders

"While it can be tempting to take all the credit for the success we’re enjoying today, there are underlying reasons for what we’re seeing. Understanding these drivers will allow us to be better prepared for what is coming next."

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High Performance Lending
Reimagining How We Will Buy Homes in the Future

"Financing, if required, is handled online and when the loan is approved, the car is delivered... Could we ever buy a house like this? Maybe so."

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News
Mortgage Technology in 2021: The Year of AI

"As mortgage technology continues to evolve, it needs to look inward, toward manufacturing loan assets to truly streamline the mortgage lending process as we know it..."

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Accelerated Closing
Mortgage Service Provider Considerations ft. Covius

3rd party services and who to partner with for those services are critical decisions for every Lender. Join our host Ashley Gravano, VP of Product Services, for our first episode of Coffee with Cadence here to get a unique perspective on vendor evaluation from Covius’ EVP of Settlement Services, Joe Chappell.

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High Performance Lending
Lenders: Help Agents Build their Businesses

How have changes from the 'old school way' strengthened the lender's opportunity to play a key role in the success of the rising generation of real estate agents?

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Coffee with Cadence
Mortgage Business Challenges? Coffee with Cadence is here!

Each episode, we feature guests from our integration partners to provide a well-rounded perspective from experts across various verticals in the mortgage industry.

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High Performance Lending
Product Innovation in the Mortgage Industry

What does the pandemic mean for product innovation and the return of a healthy mix of loan products in a growing economy?

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High Performance Lending
Consumer Direct Ramps Up in the Mortgage World

"Today, only a fraction of industry business is coming through [consumer direct], but... lenders that want to be prepared for the future will invest in technology that will... allow them to... go consumer direct when they ultimately need to."

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High Performance Lending
The Rise of the Invisible LOS

"The LOS will be much more powerful because it can enable any innovation the lender requires to advance its business."

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High Performance Lending
The Surprising Future of Mortgage Technology

“It may surprise many to learn that to succeed in the future, we’ll have to spend less time focusing on the borrower experience at the beginning of the transaction and more time focusing on our own back-office efficiency.”

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High Performance Lending
Mortgage Cadence Inks Partnership with QuestSoft

“This new partnership is unique in that it didn’t spring from a request from a joint customer, but rather was custom designed by our two teams for the benefit of the entire industry."

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Collaboration Center
Vantage Point Title Now Available through Mortgage Cadence Collaboration Center to Streamline and Improve the Closing Process

“The industry has long needed a solution that securely connects, automates and simplifies the closing process. We’re pleased that Vantage Point recognized this need and chose to invest in our comprehensive solution.”

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