The industry ideas, tips, and trends we're currently musing on

With low housing inventory, high home prices and rising interest rates, cooperative home buying with joint tenancy might be the answer.

Seeking to modernize financial data privacy laws and give consumers more control how their data is used, how can we prepare for this new legislation?

How has the mortgage industry used chatbots like ChatGPT previously, and what additional AI tools can we expect to see in the future?

In order to keep up with industry changes, a lender's technology needs to be easily customizable to their needs.

How does the application of AI to the mortgage servicing process help with finding business where no one else can?

How can lenders fully maximize the value that new AI tools can bring to our industry, and the borrowers we serve?

Many lenders are making the decision to add reverse mortgage loan products to their menus, setting themselves up for future success.

Being able to originate a compliant reverse mortgage loan using existing technology and staff is a huge advantage for lenders.

Coming off a $4.4+ trillion year in 2021, this past year was a big change for many lenders. What are the industry's final numbers for 2022?

Fannie Mae published its Selling Guide announcement SEL-2023-02 that details its new thinking on collateral valuation for home loan lenders.

How should lenders be more strategic about lending in a purchase money mortgage business with volumes down 50% or more, year-over-year?

How are credit unions using mergers and acquisitions (M&A) to help gain attention and grow their business?

How can leveraging Equifax solutions through MCP help lenders speed up the origination process, and make more accurate lending decisions?

How can creating relationships with new real estate agents help lenders win more business in the future?

How should lenders utilize their current technology functionalities before deciding to invest in additional tools?

What are the three critical questions every lender should be asking their technology partners as we enter the new year?

What are some creative techniques that lenders are implementing as a way to stay competitive in today's market?

How does a lender’s people, processes and technology all contribute to a better customer experience, especially in a purchase money market?

Why are the mortgage industry regulatory and compliance changes slowing down?

How do tools like AI and machine learning assist in the progression of technology in the mortgage industry?

If your company is making mortgage loans, you're probably looking for new technology. Find us at the next industry conference!

Mortgage Cadence launches Imaging for MCP: the latest secure, cloud-based, scalable document management capability that can dynamically respond.

How can lenders use the concept of zero-based thinking as a tool for strategic planning throughout their career?

What should lenders do to find new business opportunities in today's market and maintain high mortgage volume?

How will blockchain technology give opportunities and value to lenders who are involved in the mortgage industry?

What are the best mortgage lenders doing to optimize their business when facing such a strong market downturn?

There are two areas that lenders should focus on in order to lead successfully during the market downturn.

The borrower experience is important, and goes beyond the transaction itself. What should lenders do to enhance their business?

What should lenders do to continue to increase their business during the present-day home inventory shortage?

A new survey from Mortgage Cadence shows Americans love their smart tech, but also have concerns about privacy and security.

How are institutions approaching the home equity market, and how is it impacting lenders and credit unions?

There are solutions to the affordable housing crisis, but telling lenders to finance homes for borrowers who aren’t ready isn’t one of them.

Besides technology, what other aspects could be important for banks and credit unions overall mortgage success?

Besides the technology, what are the other key factors lenders should be focused on for a successful eClose?

How are Non-Qualified Mortgage (Non-QM) Originators impacting the mortgage industry?

"A History of Precise Business Days and Observed Holidays" written by Timothy A. Raty, Risk and Compliance Specialist at Mortgage Cadence

What are the main driving factors for the recent merging of title companies and Point-of-Sale (POS) providers?

Mortgage Cadence launches an innovative new Services Strategy. 

What are the characteristics lenders should be considering when they are deciding on technology providers?

A modern LOS provider will make it easy for lenders to choose the partner and solution they want to integrate with.

The new Mortgage Cadence Platform (MCP) is the most configurable LOS on the market, it makes the lender’s workflow simple.

What might the housing market look like in 2022? We surveyed over 1,000 Americans to better understand this year’s opinions.

What are the 3 critical criteria that need to be met in order to identify a next-generation LOS?

Investments lenders have made over the past few years have not lowered their fulfillment costs, but they can invest in technology that will.

Credit unions are poised to be strong mortgage competitors during 2022. Here are the four main reasons why.

What are the steps lenders are taking to expand beyond the typical mortgage cycle and maintain high revenue levels?

Who is the main driver of the borrower's journey in refinance business compared to the purchase money market?

How does the ability to support multi-channel lending in a single tech stack expose the company to more loan sources?

What are lenders doing with consumer data and how does analytical information benefit the mortgage industry?

How should lenders utilize their quarterly earnings reports and data to make decisions for their business?

You can’t roll out the next iteration of the system and call it next-generation; you have to deliver a truly new software platform.