In today’s mortgage market, doing more with less isn’t just smart, it’s survival.
At Mortgage Cadence, we understand the pressure lenders face: shrinking margins, heightened regulation, and fewer originations. To compete, lenders require technology that delivers immediate, measurable value.
That’s exactly what MCP Essentials was built to provide.
A Real Solution to Rising Origination Costs
In recent years, the cost to originate a loan has risen sharply. According to Freddie Mac’s 2024 Cost to Originate Study, lenders have seen a 35% increase in loan production costs over just three years, with expenses climbing by roughly $3,000 per loan.
This growing cost pressure is forcing many lenders to rethink their technology strategy and seek platforms that drive meaningful operational efficiency.
But lenders using MCP Essentials are rewriting that narrative, with the majority seeing significantly lower costs per loan thanks to streamlined processes and built-in efficiencies.
That kind of efficiency creates real, sustained competitive advantages.
And it’s no accident. MCP Essentials was designed to simplify workflows, eliminate redundant steps, and automate routine tasks, reducing manual effort and driving meaningful cost savings.
Out-of-the-Box Efficiency
MCP Essentials is a pre-configured, enterprise-grade LOS that deploys quickly, avoiding the complexity, time, and cost of traditional implementations.
Once live, automation features kick in immediately:
- Repetitive tasks are reduced.
- Data accuracy improves.
- Teams operate leaner without sacrificing compliance or control.
Real efficiency means more than doing things faster. It’s about creating space to engage borrowers, deliver stronger results, and lead with scalability in a changing market.
Operational Clarity That Scales
MCP Essentials brings structure to every stage of the lending process. With centralized data, integrated communication tools, and real-time task visibility, teams collaborate better and move faster.
- Fewer handoffs = fewer delays.
- Automated workflows = nothing slips through the cracks.
In a low-volume environment, the most successful lenders aren’t necessarily doing more loans, they’re doing each loan with higher impact.
Built for Growth, Even Now
Efficiency also unlocks scalability. Whether market conditions tighten or expand, MCP Essentials adapts with ease.
Built on the same flexible, cloud-based architecture as the Mortgage Cadence Platform (MCP), it allows lenders to grow without costly rebuilds or system migrations.
Smaller teams gain big-bank capability without the overhead.
Efficiency That Drives What Matters Most
At Mortgage Cadence, efficiency means more than working faster, it means enabling teams to focus on what matters most. By removing operational friction, we help lenders build trust, deliver consistent value, and grow with resilience in any market environment.
Ready to lower your cost to originate and increase your impact? Let’s talk.
By Pedro J. Garcia, Chief Executive Officer at Mortgage Cadence
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Media Contacts
Mortgage Cadence:
Alison Flaig
Head of Marketing
(919) 906-9738
