Request a demo
Request a demo
Mortgage Cadence logo white

Mortgage Cadence to provide Minnesota-based credit union with a comprehensive platform to enable increased growth

DENVER; Oct. 9, 2018 – TopLine Federal Credit Union (TopLine) selected Mortgage Cadence, an Accenture (NYSE: ACN) company, to modernize its mortgage operations using Mortgage Cadence’s full product suite.

TopLine has replaced all legacy systems with Mortgage Cadence’s Loan Fulfillment Center, Borrower Center, Document Center, Imaging Center, and Collaboration Center, paving the way for increased lending profitability and a better borrower experience.

Collaboration Center — Mortgage Cadence’s newest offering — is a secure, private network that connects the people, data and systems involved in the loan origination process. It includes automatic document comparison and secure real-time messaging that provides easy access to title agents and other third parties. By eliminating tedious, labor-intensive tasks to simplify the mortgage process, Collaboration Center helps to increase efficiency through a streamlined workflow.

“We selected Mortgage Cadence as our comprehensive mortgage solutions partner knowing they are committed to innovation and are dedicated to providing superior service to help us get the most out of our technology,” said Tom Smith, president and CEO of TopLine Federal Credit Union. “We are excited to launch our new highly automated digital platform to provide our members an entirely paperless and seamless experience – from application through closing.”

Paul Wetzel, executive vice president and managing director of product management at Mortgage Cadence, said, “We’re thrilled to have TopLine as an early adopter of Collaboration Center, our newest offering that helps to improve productivity and minimizes time to close, two of the critical lending KPIs that drive profitability. We look forward to an enduring, collaborative relationship that benefits the credit union and its members through the most innovative services and best possible loan experience.”

About Mortgage Cadence
Since 1999, Mortgage Cadence has been providing the best people, process, and technology for enterprise and mid-market lenders who desire to deliver an exceptional borrower experience. From point-of-sale through post-closing, Mortgage Cadence offers reliable software and dedicated people, supporting lenders every step of the way.

About TopLine Federal Credit Union
TopLine Federal Credit Union is Minnesota’s 13th largest credit union with assets of more than $450 million. Established in 1935, the not-for-profit cooperative offers a complete line of financial services, including mortgage, investment advisory and insurance agency services from its five Twin Cities metropolitan area branch locations —as well as by phone, mobile app and online. To learn more, visit http://www.TopLinecu.com.

DENVER; Sept. 13, 2018 – Mortgage Cadence, an Accenture (NYSE:ACN) company, has integrated LoanBeam’s income calculation service with Enterprise Lending Center (ELC), Mortgage Cadence’s end-to-end loan-origination solution. The integration helps Mortgage Cadence customers eliminate hours of manual document review and accelerate time to close while providing systematic income calculation and verification for self-employed borrowers.

LoanBeam revolutionized the mortgage income calculation process by using optical character recognition technology to export data from scanned tax return documents to automatically calculate a borrower’s income, drastically reducing the time it takes for loan officers, underwriters and processors to review borrower qualifying income.

“We’re pleased to add LoanBeam to our growing list of world-class integrated service providers,” said Brian Benson, executive manager of services at Mortgage Cadence. “LoanBeam is a groundbreaking service that helps reduce loan production times and improve the overall borrower experience, especially for self-employed mortgage applicants that are traditionally difficult to process. We’re excited to extend these new capabilities to our lender clients.”

Facilitating lending in all forward and reverse mortgage channels, ELC integrates with the industry’s leading service providers to give lenders an on-platform process that creates a better borrower experience and helps increase profitability through improved efficiency for lenders nationwide.

“Our mission is to provide the lending industry with data integrity by producing an output that is auditable, consistent and transparent,” said Jerry Melia, chief operating officer of Navesink Mortgage Services LLC, LoanBeam’s parent company. “Our collaboration with Mortgage Cadence builds upon this mission, and we look forward to providing Enterprise Lending Center users with this capability.”

About Mortgage Cadence
Since 1999, Mortgage Cadence has been providing the best people, process and technology for enterprise and mid-market lenders that desire to deliver an exceptional borrower experience. With over 17 million loans processed from point-of-sale through post-closing, Mortgage Cadence offers reliable software and dedicated people, supporting lenders every step of the way.

About Navesink Mortgage Services LLC
Navesink Mortgage Services LLC (NMS) and its two subsidiaries, LoanBeam and Appraisal Fee Services (AFS), provide residential mortgage lenders and mortgage services consolidators with software solutions that automate tax return analysis and provide a secured and regulatory compliant payment solution.

LoanBeam, the standard in automatic income calculation and verification, leverages big data partners, advanced scanning technologies, and patented algorithms to reduce multiple streams of income into a single, easy-to-read electronic output. LoanBeam saves lenders time and money while improving accuracy. LoanBeam is based in Dallas, Texas. For more information, visit www.LoanBeam.com

With operations that go back to 2004 and more than $1 billion processed, AFS is the mortgage industry’s intelligent enterprise payment system that supplies lenders and service providers with a simple, secure end-to-end solution for collecting application and appraisal fees. AFS provides a detailed reporting and dispute management and resolution in a PCI compliance fashion. AFS is based in Encinitas, California. For more information, visit www.feeservices.info.

DENVER; July 12, 2018 – Mortgage Cadence, an Accenture company, has integrated ComplianceAnalyzer®, a leading compliance solution from ComplianceEase®, with the Enterprise Lending Center (ELC), Mortgage Cadence’s proprietary loan-origination platform.

The integration enables ELC users to systematically audit loans for regulatory compliance without leaving the platform.

ELC facilitates lending for forward and reverse mortgages in retail, wholesale and correspondent lending channels and across a multitude of mortgage products, including home equity lines of credit. The integration of ComplianceAnalyzer provides a comprehensive, real-time auditing and monitoring solution within the ELC.

“The cost to produce a loan has been on the rise, largely because of compliance demands that have given way to inefficiencies and slower speed to close for many lenders,” said Trevor Gauthier, Mortgage Cadence’s president and chief operating officer. “Mortgage Cadence is committed to providing lenders with the tools to help solve for these increased compliance demands, and our integration with ComplianceAnalyzer will do just that.”

ComplianceAnalyzer enables lenders of all sizes to improve asset quality and value, reduce compliance risk, negotiate better execution with secondary market investors, and capture the data needed to prepare lenders for regulatory exams. The solution performs audits for federal high-cost and higher-priced loan regulations, the Secure and Fair Enforcement for Mortgage Licensing Act, state high-cost and anti-predatory regulations, and state license-based consumer lending laws and regulations, as well as compliance guidelines from secondary market investors and government-sponsored enterprises. It also performs TRID, RESPA 2010 and pre-2010 forms tests to validate California’s per diem interest calculations, a key differentiator in the market, as compliance for California originators remains a top priority to avoid penalties and fees.

“Our automated loan-level compliance technology helps lenders comply with federal and local regulations and minimize operational risks,” said John Vong, ComplianceEase’s president. “We’re pleased to partner with Mortgage Cadence to help more lenders improve loan quality, reduce risk and increase profitability.”

About Mortgage Cadence
Since 1999, Mortgage Cadence, champions of the lending process, have been providing the best people, process and technology for enterprise and mid-market lenders who desire to deliver an exceptional borrower experience. From point-of-sale through post-closing Mortgage Cadence offers reliable software and dedicated people, supporting lenders every step of the way. Visit www.mortgagecadence.com for more information.

About ComplianceEase
Headquartered in the Silicon Valley, ComplianceEase®, a division of LogicEase Solutions Inc., is a leading provider of risk management solutions to the financial services industry. ComplianceEase’s patented platform includes ComplianceAnalyzer®, the mortgage industry’s most adopted automated compliance solution with the most comprehensive TRID auditing. ComplianceEase combines regulatory expertise with innovative technology to power end-to-end risk management solutions that help financial institutions improve compliance controls and increase profitability. The company’s growing client base includes financial institutions, service providers, law firms, GSEs, and three of the top five mortgage lenders in the U.S. ComplianceEase’s automated compliance solutions have also been adopted as e-Exam tools by federal and state banking and mortgage regulators. For more information, visit ComplianceEase.com or call 1.866.212.3273.

DENVER, CO; Nov. 3, 2016 – Mortgage Cadence, an Accenture Company (NYSE: ACN), announces an important enhancement to its Partner Ecosystem designed to bring industry-leading mortgage technology together with top-tier third-party service providers and consulting firms.

Businesses that are part of the Partner Ecosystem provide services that complement the implementation process, assist with go-live schedules, and ensure customers take full advantage of Mortgage Cadence’s suite of offerings. PricewaterhouseCoopers (PwC) joined the Ecosystem in September, offering Mortgage Cadence clients requirements gathering and other implementation-related services. The network of businesses that constitute the Partner Ecosystem helps to elevate the Mortgage Cadence software offering and implementation capabilities to levels that seek to surpass client expectations.

The Partner Ecosystem brings together recognized leaders in their field who have undergone rigorous vetting as well as yearly training and certification for cohesive alignment with client goals. Mortgage Cadence’s relationship with PwC gives Enterprise Lending Center clients a head-start on platform implementation by proactively gathering and understanding the client’s operational processes and requirements.

Following the PwC launch, Mortgage Cadence will expand the Partner Ecosystem to provide additional services including, but not limited to:

• Custom configuration
• Custom development through our Software Development Kit (SDK)
• Post-production support/enhancements
• Creation and execution of testing plans and methodologies
• Training document execution and creation

“We are pleased to announce this expansion of our Partner Ecosystem,” said Trevor Gauthier, president of Mortgage Cadence. “Implementing our technology with the additional support and guidance of partners like PwC offers our clients a competitive leap forward to more quickly realize gains in efficiency, ultimately helping to exceed borrower expectations. This program is a giant step forward as we look to continue to provide world-class technology and support to our clients while providing them with multiple high-caliber options to help them best achieve their goals."

About Mortgage Cadence
Mortgage Cadence has been working with lenders since 1999, offering the industry’s only true one-stop-shop mortgage technology solutions designed for point-of-sale through post-closing. In a time when efficiency, speed and the customer experience are paramount to the success of lenders, Mortgage Cadence offers reliable software and dedicated people, supporting lenders every step of the way. Visit www.mortgagecadence.com for more information.

By: Progress in Lending, "Here's What the Future of Mortgage Technology Innovation Will Look Like," featuring guest panelist Paul Wetzel of Mortgage Cadence

For the sixth consecutive year, PROGRESS in Lending Association hosted its groundbreaking ENGAGE Event. The event is designed to engage the mortgage industry to discuss and find solutions to so many pressing industry issues. This was a frank and thorough exchange of ideas and tips about how to solve the problems that face the mortgage industry. Yesterday we reported on what the speakers said about the future of mortgage regulatory compliance.