Reverse mortgage LOS that runs HECM and proprietary reverse products on the same system of record as your forward business.
Reverse mortgages work differently from forward loans, and most loan origination systems don’t support them well. This results in friction:
Your team works in one system for forward loans and switches to another entirely for reverse.
Borrower and loan data don't carry over between systems. The same information gets keyed in twice.
Pipeline and production data live in two places. There's no single view of the full lending business.
Separate contracts, separate support lines, and separate implementation and training cycles to manage.
Reverse mortgage lenders and HECM divisions run a specialty product that most loan origination systems handle poorly. Mortgage Cadence built reverse support directly into the platform so a HECM division and a forward lending team can work from the same system.
Built for reverse mortgage lenders and HECM divisions: A platform designed around how this specialty product actually works, not adapted from a forward-only system.
One system of record across every product you originate: No separate database or reporting layer for reverse.
Covers conventional, non-QM, DSCR, reverse, home equity, bridge, and construction loans: Every product line runs on the same platform.
Mortgage Cadence is built to handle both sides of the reverse mortgage business. It handles government-insured and proprietary, without leaving your team short on the tools they’d expect from a single-purpose reverse system.
Configure and originate both HECM and proprietary reverse mortgage products on one reverse mortgage loan origination software platform.
Draw on an embedded library of reverse-specific documents instead of building one from scratch.
Model and compare reverse mortgage products for your borrowers with the built-in Loan Comparison tool.
Reverse mortgage calculations built to CFPB requirements, kept current as guidance changes.
A broad set of integrated services designed to speed up the reverse mortgage process, from origination through closing.
Mortgage Cadence runs on a single rules engine, and every channel, including reverse, runs on it. The same permission structure, the same audit trail, and the same rules a lender configures once apply to forward and reverse alike.
Power BI dashboards cover reverse pipeline and production data alongside every other channel, not a separate report set to reconcile.
A rule or compliance change made once takes effect across forward and reverse together, since both run on the same engine.
The controls governing reverse are the same controls already documented and reviewed for the rest of the platform.
