The Foundation the Mortgage Cadence Platform Runs On

25+

years of
experience

100%

in-line quality
checks

60–80%

of loan processing
run by AI agents

3–5x

more loans
closed with the
same headcount

121

tools accessed
through our AI
connector 

Before AI Can Help You, It Has to Know How Your Business Works

Generic AI is Not Built to Know Your 
Conditions, Your 
Workflow, or Your Rules.

Most "AI-powered" lending platforms are bolted-on tools wearing a new label. It doesn't know which jurisdiction governs a particular file, or which rule your institution already wrote into its own workflow. It's guessing, confidently, without the context to know if the guess is right. 

Every bolted-on AI Tool is Something 
Compliance Has to Defend Later.

Every new AI solution is a fresh vendor risk to review, or a new integration your security team has to approve. When an examiner asks how a recommendation was generated, “a third-party tool we connected last quarter” isn’t an answer that holds up. 

The Mortgage Cadence Platform: Built on Decades of Rules You Already 
Trust.

The MCP is built upon decades of workflow logic, conditions, personas, and business rules. It is built upon the same core configuration already running inside MCP today. Your AI agents don’t learn your business from scratch. They inherit it. 

Inside the Mortgage Cadence Platform

MCP AI Connector: The infrastructure that makes "governed AI" possible.

Every AI capability on this AI-Powered intelligent LOS, every agent, every assistant, connects through one governed bridge between AI infrastructure and the Mortgage Cadence Platform.

121 integration tools run through it, all under the permissions your team already manages. 

AI Agents: Specific AI built for specific outcomes.

Document review, Credit underwriting, and Condition review: agents that work inside your workflow, authenticated under the same login and permissions as your team. 

You decide which agents run, see exactly what each they did, and turn any of them off, anytime. 

ACE Rules Engine: The engine that already knows how your institution lends.

ACE is a rule-driven engine that runs your institution's own workflow logic and business rules on every loan.

It's also the layer your AI agents read from, so every agent decision is grounded in the rules your team actually wrote.

Borrower Center: Best-in-class POS for the whole borrower journey.

Borrower Center closes that the gap: a fully integrated POS tailored to your institution and designed to increase your pull-through rate.

It's built into the same system your loan officers already work in, so there's no handoff where data, or a borrower, can get lost.

Document Center

Loan documents are generated in-house via Document Center. eSign and eDelivery are seamlessly facilitated through our integration with DocuSign. We support every major mortgage product with rep and warranted documents

The solution is repped and warranted, supports every major mortgage product, and is configurable to each lender's own requirements.

Cloud-Based & API-First Architecture: Open enough to stay connected. Structured enough to stay governed.

With 400+ APIs, spanning 17 categories, MCP enables you to connect directly with the vendors you choose to expand your technology stack effortlessly.

Trusted By Top Banks and Credit Unions

One Platform. Two Offerings to Suit Your Business Need.

MCP Enterprise 


MCP Essential 


The Mortgage Cadence Platform isn't AI bolted onto an LOS. It's an LOS designed from the ground up for AI.