What Does Poor Mortgage Quality Assurance Actually Cost You

It costs about $11,000 to originate a single loan today. Every defect found after closing adds a bill on top of that number. 

Sampling finds the problem after it’s already expensive

Most mortgage quality assurance still works the same way: pull a sample of closed loans, review them after the fact, hope the sample caught what mattered.

Rework costs twice

Once to originate, once to fix. Every defect found after closing pulls staff off new loans to go back and repair one that should have been right the first time.

Investor confidence erodes with every repurchase

A pattern of post-close defects changes how an investor prices, reviews, and trusts your next loan sale.

Mortgage Quality Assurance That
Identifies a Problem Before a Loan Moves to Closing.

Every status change on a loan, application through closing, triggers a quality check: Is this date inside the range the guideline allows? Is this document present? Is this condition cleared?

Mortgage quality assurance, built into the process itself. Every loan, every status change, no exceptions.