Mortgage Cadence has spent more than 25 years writing the compliance logic, the audit trails, and the permission structures that let regulated lenders originate loans with confidence. That work didn’t stop mattering when AI arrived.
Mortgage Cadence set out to solve a problem the industry hadn’t fully named yet. Lending ran on paper, phone calls, and institutional memory. What it needed was a trustworthy system that works the same way every time. This is how we built it.
Built our LOS on one rule: every lending rule lives inside the system. That became ACE.
Demonstrated a loan moving from application to closing with zero manual steps. The rules held.
Acquired by Accenture. Most of the original team stayed for the next decade.
PartnerOne acquires Mortgage Cadence from Accenture. Founder Mike Detwiler returns as CEO.
The rules built in 1999 are still running the platform. What’s new is what’s running on top of them: AI agents, governed by the same logic that has always governed the loan process.
We measure success by the business value our customers see.
Our teams share ideas and work in cadence with one another. We bring the same habit to lenders and work side by side as partners.
Every customer, colleague, and borrower is treated with kindness and integrity, and every person is heard.
We act with purpose and efficiency so the hours we spend on your process produce results.
We didn’t rewrite our values when AI entered the platform. We just made sure they still held.
Automation handles the repetitive parts of a loan file. The decisions that require judgment, and the ability to switch AI off, stay with your team.
Every rule a lender has already configured feeds directly into how the platform, and any AI agent working inside it, behaves.
Whether a step is completed by a person or an agent, it happens through the same logins, the same permissions, and the same audit trail an examiner already knows how to read.
Retail, consumer direct, wholesale, correspondent, and reverse, all originated end to end, on a single unified system.
See how our agentic LOS works inside your process, under your controls.
