Mortgage Cadence Platform

The Difference

Comprehensive and extensible
The all-inclusive, best-in-breed solution that replaces five systems with one, from application to closing, meets extensibility through Mortgage Cadence’s SDK and API layer.

All-channel capability
Lend in one or lend in all, Mortgage Cadence’s platforms easily handle all first and second mortgage products in all channels and in parallel.

True SaaS and private cloud
Mortgage Cadence was the first to provide true SaaS to the mortgage industry and in its own, private, purpose-built cloud. We remain the best end-to-end loan origination solution.

Real results
Our lenders achieve some of the lowest cost and highest productivity in the industry today. As part of our commitment to your success we provide benchmarking & optimization reports so that you can improve the way you do business.

Our people
Many of our team come from lending so we know what you’re thinking, feeling and doing. We’re much more than a technology company, we’re problem solvers.

Benchmarking Study
Lenders fail or thrive based on the quality of their business decisions more than the quality of their output. For 6 years our clients have been guided by our resident quants to manage and improve the key metrics in order to pull the profit lever. We provide our expertise on how to weave together your people, their process and the technology that supports them so that you can outpace MBA averages and your competitors.

Optimization Report
We’ve studied our high performers and we’ll share with you exactly how they get consistent results year after year. Our optimization reports help you identify the gaps and bottlenecks in your process. Success hinges on your ability to read your data and streamline your operation. Having been in the 20 years in the industry, we know the in’s and out’s.

Lenders of all types and sizes.

The Mortgage Cadence platform provides the most complete and nimble solution so that it can be designed to your strategic vision. capable of handling mortgage requirements from application to closing and delivery,

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A return to simple.

A return to simple.
Made fruit moved void Good. Hath seed shall years replenish form him sea spirit don’t had. Beast. Appear bearing seasons cattle appear earth male moved give midst seed in you’ll likeness earth herb yielding.

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Exclusive client benefits.

Because great technology alone will only get you mostly there, our customers benefit from annual tune-ups with a High Performing Lender Report & an Optimization Report that identifies efficiency gains in your people & process.

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Why Choose the Mortgage Cadence Platform:

Saves time.

Configurable rules engine drives workflow, automation and validation.

Tasking tracks outstanding work on a given loan, and complete tasks concurrently.

All-channel, end to end.

Complete from origination through funding and secondary marketing.

All-channels: Retail, wholesale and correspondent as well as reverse.

All products: First and second mortgages, conventional, FHA, VA, HELOC, home equity, etc.

Reduces risk.

Configurable checkpoints meet internal business policies and industry regulations.

Integrations with leading compliance providers and industry regulators validate compliance.

Web based modern applications.

Ease of use for internal users (no work station). Responsive design for mobile device access. Helps retention and recruitment of new employees. Fully digital sales and operational tools.

No limit to residential lending product origination.

Portfolio products, construction, correspondent, FHA, VA, Home Equity, HELOC, etc.

No limit to lending channel support, access & workflow.

Third party access.

Configuration advancements & extensions capability to mold to lenders needs.

New business channels, product lines, automation, workflow, connection to internal systems.

Advanced borrower functionality & access.

Advancing third party interfaces, connection and automation.

Proprietary solution for preparation & delivery of your documents.

(Replaces Docutech, Doc Magic, Wolters Kluwer)
All in one place.

Embedded, fully integrated & automated data-driven document generation engine.

Reduce risk.

Our veteran attorneys are the best in the industry at mortgage regulatory compliance.
Generate compliant documents for all GSE, Agency (VA / FHA), state disclosures, HELOC and equity programs.
Backed by leading reps and warrants.

All channels.

Maintain all nationwide forward and reverse mortgage products – conventional, government, home equity, loss mitigation, and lender portfolio – for all lending channels.

Electronic delivery and signature.

Integrated print & ship requests through our integration with Corelogic.

Integration with DocuSign provides turnkey access to electronic signature & eClosing solutions for mortgage documents. Accessible on any web-enabled device, borrowers can preview, sign & close all electronically.

Signed packages are automatically delivered back to the ELC, triggering validations, new tasks and additional workflow.

Origination POS

Intuitive online origination point of sale unlike any other.

(Replaces Blend, Roostify)

Customizable portal.

Brand it to closely match your web presence – including Loan Officer-specific branding options
Delivers the best in borrower origination experience by offering a secure portal for status updates

Lender Ready Loans

Lenders receive consistent, complete applications every time.

Easy to use.

Clearly displays products to the borrower so that they can shop, compare, & apply in one place

Online calculators and tips for first-time borrowers. Status updates are also delivered to borrowers throughout the origination process

Engage

Where all parties meet in a secure place to accelerate closing.

No more stare and compare.

It just takes too much time and oversights are easily made when you compare documents for changes manually. Our technology does it all for you. Saves you hours per loan.

Real-time communication.

Reduce your time to close by communicating with all parties in the transaction in one place.

Reduce time to close.

Every part of the transaction that is duplicated between the LO and the closing agent is removed, saving your days.

Innovation through APIs.

Expand your LOS’ capabilities by connecting to the best FinTech’s in the industry.

Adaptable to your workflow.

Anytime you can automate a manual process, you’ll be reducing your Cost to Close. We’ll show you how easy and intuitive it is to integrate your current process.
[LINK: https://youtu.be/ckm01VwVmVo]

Processors

Loan Officers

Underwriters

Financial/Accounting

Notaries

Executive Assistants

RE Agents

Local/State Attorneys

Non-delegated MI Reviewers

Title Agents

Settlement Agents

Increase your Productivity with electronic document imaging & management.

Provide Greater Transparency and Save Time

Classify your documents.

Barcode & Optical Character Recognition (OCR) to automatically recognize, classify, and separate documents submitted by third party service providers, borrowers and lenders, and train the system to recognize additional documents as well.

Drive workflow.

Once classified, documents drive workflow within the Enterprise Lending Center. We drive improved workflow when specific documents are received, combinations of packages are on file, and when document statuses change.

Organizes packages.

We’ll organize packages and create document stacking orders for easier viewing and exporting. Imagine associating specific document types to conditions in order to clear conditions faster.

Deliver documents.

Securely export documents to investors, servicing companies and corporate document repositories.

Increase your Productivity with electronic document imaging & management.

Provide Greater Transparency and Save Time

Classify your documents.

Bar code & Optical Character Recognition (OCR) to automatically recognize, classify, and separate documents submitted by third party service providers, borrowers and lenders, and train the system to recognize additional documents as well.

Drive workflow.

Once classified, documents drive workflow within the Enterprise Lending Center. We drive improved workflow when specific documents are received, combinations of packages are on file, and when document statuses change.

Organize packages.

We’ll organize packages and create document stacking orders for easier viewing and exporting. Imagine associating specific document types to conditions in order to clear conditions faster.

Deliver documents.

Securely export documents to investors, servicing companies and corporate document repositories.

Increase your Productivity with electronic document imaging & management.

Provide Greater Transparency and Save Time

Classify your documents.

Bar code & Optical Character Recognition (OCR) to automatically recognize, classify, and separate documents submitted by third party service providers, borrowers and lenders, and train the system to recognize additional documents as well.

Drive workflow.

Once classified, documents drive workflow within the Enterprise Lending Center. We drive improved workflow when specific documents are received, combinations of packages are on file, and when document statuses change.

Organize packages.

We’ll organize packages and create document stacking orders for easier viewing and exporting. Imagine associating specific document types to conditions in order to clear conditions faster.

Deliver documents.

Securely export documents to investors, servicing companies and corporate document repositories.