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Products

Enterprise Lending Center
Enterprise Lending Center
 Loan Fulfillment Center
Loan Fulfillment Center

Enterprise Lending Center

All-Channel, End-to-End Loan Origination Solution

Offered through the Mortgage Cadence Cloud and built on ACE, our proprietary, mortgage-specific rules engine, the Enterprise Lending Center facilitates lending in all forward and reverse mortgage channels - retail, wholesale and correspondent - and across all mortgage products, including home equity. We provide an adaptable and dynamic system capable of handling all mortgage business requirements.

Enterprise Lending Center

Additional Products

When coupled with our add-on products, we offer the industry's only true comprehensive loan origination product suite.

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  • Borrower Center

    Borrower Center

    Our intuitive online origination tool available through the Mortgage Cadence Cloud 24/7 walks prospective homebuyers through the mortgage application process step-by-step.

  • Document Center

    Document Center

    Our automated dynamic document preparation and delivery solution, offering an extensive array of standard documents as well as custom document capabilities.

  • Imaging Center

    Imaging Center

    Our electronic document imaging and management system collects, classifies, organizes, and distributes all of your loan-related documents, eliminating the need for third party document imaging services.

  • Collaboration Center

    Collaboration Center

    Bring all the people, workflow, and information for a loan into one secure place, while reducing your risk of cybercrime thanks to this secure portal that replaces the use of traditional email and cumbersome portals.

  • Services Center

    Services Center

    Our collection of best-in-class third-party services ease the mortgage process through true integrations.

Borrower Center

The Borrower Center is an integral component of the Enterprise Lending Center, delivering an intuitive web portal designed to take applications for first mortgages, second mortgages and HELOCs. The portal rises above the rest, delivering the best in borrower origination experience by offering a secure portal for status updates. It also walks prospective homebuyers through the mortgage application process step-by-step and is accessible to your team – including loan officers, call center, and mortgage specialists.

  • Customizable Portal. Forward-thinking, sleek, and intuitive, the Borrower Center is one of the best designed point-of-sale systems available today. Brand it to closely match your web presence – including Loan Officer-specific branding options.
  • Lender-Ready Loans. Using the Loan Consultant feature, your products are clearly displayed and presented to the borrower for easy, complete comparison and education. Lenders receive consistent, complete applications every time.
  • Easy to Use. This web portal provides online calculators and tips for first-time borrowers, helping applicants through the loan process. Status updates are also delivered to borrowers throughout the origination process.

Document Center

Our automated document preparation and delivery solution analyzes data to dynamically create both standard and custom documents and packages. All documents are produced in real-time and delivered securely to borrowers and closing agents. Improving efficiency and taking the guesswork out of which documents to include on a given loan, the Document Center lets you focus on providing the best possible mortgage origination experience to your customers.

  • One-Stop Shop. Our proprietary Document Center solution offers a complete loan origination experience when combined with our loan origination technology. Data-driven documents are rapidly generated, getting borrowers to the closing table faster.
  • Reduce Risk. Our in-house compliance team of mortgage and regulatory specialists monitor regulatory changes and handle required modifications to standard documents so you don’t have to, reducing the risks and worries associated with manual document maintenance.
  • Save Time. We maintain all nationwide forward and reverse mortgage products – conventional, government, home equity, loss mitigation, and lender portfolio – for all lending channels. Documents are delivered quickly and securely to any party, reducing your dependency on overnight couriers and allowing your processes to be more timely and efficient.
  • Electronic Signature. Lenders can gain additional efficiencies by opting to deliver documents for electronic signature. Accessible via any web-enabled device, our electronic signature solution allows borrowers to conveniently review documents and electronically sign. The signed packages are automatically delivered back to the LOS, triggering validations, new tasks and additional workflow.

Imaging Center

The Imaging Center creates a powerful single system of record for seamless document management and workflow. Imaging Center for Enterprise Lending Center handles virtually all aspects of electronic document imaging and management within the loan origination process. This completely embedded solution eliminates the need for third party document imaging services.

  • Digitize Paper. By leveraging Optical Character Recognition (OCR), the Imaging Center automatically recognizes, classifies, and separates documents submitted by third party service providers, borrowers and lenders. Train the system to recognize additional documents as well. Documents generated by the Document Center are also automatically indexed using barcode recognition technology for greater speed and accuracy.
  • Drive Workflow. Once classified, documents drive workflow within the Enterprise Lending Center and are easily accessed, making search and retrieval simple. Document types and sub-document types are also configurable, allowing for further granularity.
  • Organize Packages. User-definable stacking orders can be created for any group, including: work teams, investors, servicers, quality assurance groups, internal auditors, and regulators. These packages – whether indexed or grouped together – can be securely exported to the intended recipient and to document repositories.

Collaboration Center

Collaboration Center provides true multi-party collaboration for secure communication, document exchange, data transfer, and automation from origination through post-closing. Get up and running quickly with Collaboration Center’s simple, yet powerful tools so that you can easily communicate, deliver, share, and track every detail to close loans efficiently.

  • Securely Communicate. Collaboration Center’s built-in messaging and real-time chat features allow everyone related to a loan to communicate in one secure place, helping to reduce cybercrime while increasing efficiency. All conversations are time- and date-stamped, becoming a permanent part of the file for audit logging.
  • Simplify Workflows. Exchange documents as many times as you like -- with as many parties as needed -- until they are right. Enable loan officers, title, settlement agents, closing attorneys, and other service providers to easily exchange documents during the entire loan cycle.
  • Accelerate Processing. Rather than compare side-by-side versions of documents like the Closing Disclosure, Collaboration Center does it for you, highlighting the changes between versions received. With Collaboration Center, spend more time addressing the changes rather than identifying them.
  • Streamline Post-Closing. Once the loan is closed, use Collaboration Center to electronically receive imaged closing document sets and trailing documents. Collect both your signed documents and relevant UCD data or any other XML data files to prepare for their final destination – whether that’s your portfolio, the GSEs, or another investor.

Services Center

The Enterprise Lending Center’s comprehensive collection of quality third-party lending-related services ease every aspect of the mortgage process. Integrations extract data and directly populate fields in the Enterprise Lending Center, helping to reduce manual data entry, error and risk.

  • Automate Service Orders. The data from service order results are quickly delivered into the platform directly to individual loan files. Our expanded integrations with proven providers who demonstrate high levels of service are bidirectional, triggering alerts and automatically populating fields.
  • Reduce Risk. Decrease staff reliance on multiple systems and manual data entry, putting an end to time-consuming, tedious processes.
  • Ever-Growing List of Partners. We are constantly adding the best partners to Services Center. Launch new services efficiently and completely within the Enterprise Lending Center while minimizing the costs and time involved with typical custom integrations.

Product Features

  • Save Time

    Save Time

    Configurable rules drive workflow and validations – efficiently guiding your team through the mortgage process. Tasking allows each department to track outstanding work on a given loan, while also enabling staff to complete tasks concurrently, helping everyone get to the closing table on time.

  • Streamline Processes

    Streamline Processes

    Combined with our add-on products, Enterprise Lending Center consolidates multiple systems into a single solution. Also, our optional Software Development Kit (SDK) enables lenders to tackle even the most complex business requirements.

  • Reduce Risk

    Reduce Risk

    Configurable checkpoints help ensure compliance with internal business policies as well as industry regulations. Also, we support integrations with leading regulatory vendors to validate compliance and automatically drive workflow based on results.

  • Measure and Optimize

    Measure and Optimize

    Visualize the data you need to run your business thanks to our Business Intelligence add-on dashboards to optimize operations, boost throughput, and increase profitability.

In the News

As thought leaders in the mortgage industry, check out our latest highlights here.

Reaching Realtors

Reaching Realtors

Borrower-Defined Digital Mortgage Expectations

Borrower-Defined Digital Mortgage Expectations

Behind The Scenes

“The Enterprise Lending Center gives us complete control over our system. With business rules and advanced workflow, our operations run more smoothly than ever before.”
Residential Lending Systems Manager
First Federal Bank of Florida