As a mortgage industry leader, Joe has over 33 years experience in consumer direct and retail mortgage banking. He has extensive knowledge of both operational and business development of the mortgage outsourcing segment, as well as in depth knowledge of Community Bank, Credit Union and Consumer Direct mortgage markets. He has executed, managed and grown most of the top private labeled mortgage relationships in the industry today. Joe operationally built and lead a mortgage call center of 300 consultants in a multi-channel, inbound/outbound call environment. He is a seasoned business developer, with deep contacts in the industry, that provides a consultative approach to solving problems for his prospects and clients.