Mortgage Cadence®, a leading end-to-end mortgage lending platform provider announced that Homeowners Loan Corp.'s (HLC) wholly owned subsidiary, RateStar Inc., a retail conventional lending provider, went live on Mortgage Cadence after a 60 day end-to-end implementation cycle.

The record-breaking implementation is a lynchpin of HLC's technology strategy to widen the deployment of Mortgage Cadence across the entire enterprise, supporting all products and all channels from a single platform. This division was strategically chosen based on the need to move it off of a system that was constraining production volume and to provide access to the central document preparation capabilities provided by Mortgage Cadence's rules-based document engine.

Homeowners Loan Corp. launched its initial use of Mortgage Cadence in early 2004 to support its non-prime channel and document services.

"Critical to the success of this implementation was the synergy between HLC and its Mortgage Cadence integration partner, 3t Systems," said Paul Sadler, Chief Technology Officer at HLC. "3t Systems provided resources to my team and together we executed a comprehensive configuration of Mortgage Cadence to meet the requirements of our prime and Alt A products, edits, and workflow paths."

"The use of partners to provide Mortgage Cadence-oriented resources is a growing element of our value proposition to our customers and the industry overall" said Mortgage Cadence CEO, Michael Detwiler.

"3t Systems, Inc., is a part of our Alliance Partners Program which provides resources for Mortgage Cadence clients. The strength of our service-oriented architecture, extensibility and configuration tools give lenders more choices and faster timelines to bring new technology to their businesses," continued Mr. Detwiler.

Mr. Sadler also cited the importance of the Mortgage Cadence Helpdesk in the logistics and acceptance-testing prior go-live. "The Mortgage Cadence Helpdesk provided knowledge and support to both HLC and the 3t Systems team in finalizing critical checkpoints prior to our go live decision."


About Mortgage Cadence
Mortgage Cadence supplies mortgage lending platforms that enable companies to focus on profitability and superior service. Comprised of comprehensive end-to-end loan origination software at its core, a business rule management system (BRMS), workflow engine, product and pricing functionality, automated underwriting, imaging/electronic document management and document preparation services, the system gives companies the flexibility to readily adapt to industry changes and easily capitalize on new business opportunities. Built on an ever-evolving, SOA-based architecture, consisting of functionality to innovate the mortgage process, and an eye toward the eventual realization of e-Mortgages, Mortgage Cadence provides the last lending platform a company will ever need. To learn more, please visit us on the Web at http://www.mortgagecadence.com.

About Homeowners Loan Corporation
Homeowners Loan Corp. is majority owned by a 2.6 billion-dollar bank that has been in business for over 100 years. We are a well-respected, national company with a strong customer focus and an understanding approach. This customer-centered approach has served us well as we have originated billions of dollars in loans nationally since our inception in 1998. Our tremendous growth has provided us with the knowledge and experience we need to help us meet our customers' financial needs.