Mortgage Cadence, Denver, supplies lending platforms that enable companies to focus on profitability and service. Comprising comprehensive end-to-end LOS functionality at its core, a business rule management system (BRMS), workflow engine, product and pricing functionality, imaging/electronic document management and document preparation services, the system gives companies the flexibility to readily adapt to industry changes and easily capitalize on new business opportunities.

Built on an evolving SOA-based architecture, consisting of functionality to innovate the mortgage process, and an eye toward the eventual realization of e-Mortgages, Mortgage Cadence provides the last lending platform a company will ever need. The company's Web site is www.mortgagecadence.com.

Key Personnel:
  • Michael Detwiler, CEO
  • Gerard Heinz, COO
  • Alan Clark, chief legal and compliance officer
  • Kim Karouni, executive vice president
  • Peter Carter, vice president of marketing
Q: What trends is your company positioning for in the next few years?
MIKE DETWILER: Mortgage Cadence is extremely excited about the prospects of the years to come. In the next few years we are committed to the continual expansion of services-oriented architecture (SOA), expansion of our lending platform from a mortgage system to a financial system, and the modularization of critical functional areas.

Q: Where do you see your company in five years?
DETWILER: In the next five years, Mortgage Cadence will be the leading player in the financial services software market.

Q: What is the single most important issue facing your company right now?
DETWILER: The most important issue facing Mortgage Cadence is the ability to continue adding to our lending platform's functionality, while at the same time staying current with the latest technological changes.

Q: Why did your company join the Mortgage Bankers Association?
DETWILER: Mortgage Cadence joined to MBA to gain access to the largest association of Mortgage Bankers in our industry. We provide enterprise lending solutions to large mortgage lenders and the MBA gives us access to many of the individuals that we are looking to discuss future technology trends and solutions with. There MBA also provides many opportunities to network with other visionaries within the industry to discuss product direction and future lender needs and wants to ensure we are staying ahead of our competition.

Q: What advantages does your company's MBA membership give you?
DETWILER: Education is the key advantage that the MBA membership gives our company. We are constantly sending our employees to conferences to learn more about areas of key importance within the industry; areas such as technology, fraud, legal issues and compliance, to help stay abreast in this ever changing marketplace. This knowledge helps to drive our product enhancements and ensure we are consistently on the pulse of the industry in order to meet and exceed our customer needs.

(MBA Tech NewsLink features profiles of Mortgage Bankers Association members that provide services to the industry and to consumers. Companies interested in a profile should send inquiries to Mike Sorohan, editor, at msorohan@mortgagebankers.org.)